7 Best Banks In Texas

Here is the list of 7 best banks in Texas

03 May 2024 2:49 PM
Average Reading Time: 5 Minutes
7 Best Banks In Texas
7 Best Banks In Texas

Handling your finances well is an extremely important part of a person’s life and having a good and reliable bank that accommodates all your financial needs, whether business or personal is very important. From things as simple as taking money out of an ATM to getting a home loan, we heavily rely on banks to help you choose the right bank, we have made a list of 7 best banks in Texas.

Wells Fargo Bank

Wells Fargo Bank is a well-known and reputable bank not just in the state of Texas but all over the country. It has a large presence in Texas, California, Florida, and 33 other states, meaning you can go almost anywhere and your banking needs will be met by Wells Fargo.

They have a network of over 11000 ATMs, and they charge very little fee on most of their accounts, and on some, you can even waive the fee. Similarly compared to other banks their interest rates are much better. 

Chase Bank

With so many ads on TV and the internet, there is a good chance you already know about Chase Bank. Chase Bank is a great choice for you in Texas as it is one of the biggest banks in the country with a presence in 48 states and a network of over 4700 branches and 15000 ATMs nationwide.

They offer really good incentives to new customers and offer good financing options for a multitude of products you want to buy. In an era of digital banking, they have one of the best apps compared to any other bank out there. 

Capital One

Capital One may not be as big of a bang as some of the other ones on the list, but in terms of excellent customer service, it can compete with the best of them. It only has 700 branches nationwide and is present in only 10 states, but it gives you access to over 70,000 ATMs nationwide and the best part, no fee.

It has a decent-sized presence in Texas and quite a few branches and ATM terminals. It is also known for its online banking, thanks to its user-friendly app and website. Another great advantage it has over other banks is that it does not charge any monthly service fee on most of its accounts.

Frost Bank

Frost Bank is a regional bank that is only located in the state of Texas and while this might seem like a disadvantage for those wanting to avail its services outside the state, it is not. Considering it is only present in Texas, it is more geared toward meeting the specific needs of Texans.

It has a user-friendly app and a good website, so even if you are outside Texas, you will not have any issues. It has over 140 branches all over Texas and a network of over 1200 ATMs and similar to Chase Bank it does not charge monthly maintenance fees on most of its accounts.

Regions Bank

Regions Bank is one of the major banks in the south of the country and has a presence in 16 states all of them the southern states. It has over 1500 branches and 2000 plus ATMs, making it a perfect choice for living in the south, especially those whose business mostly covers the southern states.

The bank offers personal service to its major clients who do regular business with the bank and also offers them more perks, like lower fees, etc. It has some of the most competitive interest rates compared to most major banks making it ideal for you to open a savings account.

Texas Capital Bank

Another regional bank that you should consider for your personal and business banking needs is the Texas Capital Bank. Just like Frost Bank, it is a regional bank located in Texas and is geared towards meeting the needs of the local community by keeping in mind the laws and the guidelines of the state.

It has 350 branches in Texas and over 600 ATM terminals and it does not charge any fee for using any outside ATMs making it really convenient even when you are outside Texas. The bank also doesn’t charge any monthly fee on most of its accounts.

Bank of America

Bank of America is always a safe bet as it is one of the biggest banks in the country with over 3800 branches nationwide and 15000 plus ATM terminals in the country, a lot of which are in Texas. It is a great bank for you if you have a business based in Texas, but operate nationally or even internationally.

The bank offers a number of different kinds of accounts with varying fees, depending on your needs. Its digital app is very user-friendly and even considered the best in digital banking, and being such a huge bank, it has an extensive customer support network, if you ever need it.